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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,755 | $175,259+26.5% | $149,723+48.1% | $139,487+59.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 9.28% | 166.82%-157.5pp | 134.50%-125.2pp | 373.84%-364.6pp |
| Employer contribution / active EE | $6,588 | $5,478+20.3% | $4,821+36.6% | $4,755+38.6% |
| Participant deferral / active EE | $7,543 | $6,522+15.7% | $5,682+32.7% | $6,713+12.4% |
| Admin fee / account holder | $1,780 | $16,158-89.0% | $13,215-86.5% | $11,407-84.4% |