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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,391 | $198,457+43.8% | $170,435+67.4% | $147,586+93.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 11.29% | 257.30%-246.0pp | 205.94%-194.7pp | 578.59%-567.3pp |
| Employer contribution / active EE | $4,545 | $6,183-26.5% | $5,432-16.3% | $4,876-6.8% |
| Participant deferral / active EE | $16,236 | $5,629+188.4% | $4,939+228.7% | $5,439+198.5% |
| Admin fee / account holder | $117,797 | $16,852+599.0% | $13,881+748.6% | $10,886+982.1% |