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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,131 | $166,242-15.7% | $165,071-15.1% | $145,884-3.9% |
| Participation rate | 73.9% | 82.0%-8.1pp | 78.6%-4.7pp | 80.3%-6.4pp |
| Annual return | 13.52% | 100.44%-86.9pp | 70.17%-56.7pp | 551.85%-538.3pp |
| Employer contribution / active EE | $2,877 | $5,283-45.5% | $4,347-33.8% | $4,662-38.3% |
| Participant deferral / active EE | $6,922 | $6,964-0.6% | $6,035+14.7% | $6,690+3.5% |
| Admin fee / account holder | $7,810 | $16,658-53.1% | $12,695-38.5% | $13,392-41.7% |