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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,131 | $166,268-15.7% | $165,100-15.1% | $145,897-4.0% |
| Participation rate | 73.9% | 82.0%-8.1pp | 78.6%-4.7pp | 80.3%-6.4pp |
| Annual return | 13.52% | 100.52%-87.0pp | 70.21%-56.7pp | 552.29%-538.8pp |
| Employer contribution / active EE | $2,877 | $5,284-45.6% | $4,348-33.8% | $4,663-38.3% |
| Participant deferral / active EE | $6,922 | $6,964-0.6% | $6,035+14.7% | $6,689+3.5% |
| Admin fee / account holder | $7,810 | $16,659-53.1% | $12,696-38.5% | $13,390-41.7% |