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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,584 | $150,447-83.0% | $136,298-81.2% | $147,586-82.7% |
| Participation rate | 61.5% | 84.4%-22.9pp | 81.9%-20.4pp | 82.8%-21.3pp |
| Annual return | 15.65% | 1049.15%-1033.5pp | 5156.27%-5140.6pp | 578.59%-562.9pp |
| Employer contribution / active EE | $1,938 | $5,256-63.1% | $4,696-58.7% | $4,876-60.3% |
| Participant deferral / active EE | $3,135 | $6,631-52.7% | $6,247-49.8% | $5,439-42.4% |
| Admin fee / account holder | $304 | $10,906-97.2% | $9,244-96.7% | $10,886-97.2% |