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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,472 | $54,690-24.2% | $76,030-45.5% | $74,478-44.3% |
| Participation rate | 18.8% | 60.3%-41.5pp | 69.1%-50.3pp | 67.2%-48.4pp |
| Annual return | 14.08% | 31.92%-17.8pp | 361.54%-347.5pp | 1370.56%-1356.5pp |
| Employer contribution / active EE | $478 | $1,781-73.2% | $2,688-82.2% | $2,626-81.8% |
| Participant deferral / active EE | $1,406 | $3,070-54.2% | $4,257-67.0% | $4,350-67.7% |
| Admin fee / account holder | $589 | $2,240-73.7% | $6,421-90.8% | $1,946-69.7% |