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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,771 | $183,592+71.5% | $155,567+102.3% | $145,959+115.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.65% | 61.24%-53.6pp | 64.74%-57.1pp | 561.95%-554.3pp |
| Employer contribution / active EE | $8,936 | $5,315+68.1% | $4,674+91.2% | $4,661+91.7% |
| Participant deferral / active EE | $6,329 | $6,464-2.1% | $5,628+12.5% | $6,689-5.4% |
| Admin fee / account holder | $4,273 | $19,318-77.9% | $15,916-73.2% | $13,398-68.1% |