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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,628 | $78,707+35.5% | $117,861-9.5% | $70,126+52.1% |
| Participation rate | 82.2% | 73.2%+9.0pp | 79.7%+2.6pp | 69.5%+12.7pp |
| Annual return | 13.23% | 23.30%-10.1pp | 335.11%-321.9pp | 73.15%-59.9pp |
| Employer contribution / active EE | $4,130 | $2,223+85.7% | $3,786+9.1% | $2,343+76.3% |
| Participant deferral / active EE | $5,686 | $3,297+72.4% | $4,482+26.9% | $3,332+70.7% |
| Admin fee / account holder | $13,880 | $5,066+174.0% | $8,021+73.0% | $4,645+198.8% |