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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,185 | $109,967+0.2% | $97,197+13.4% | $145,877-24.5% |
| Participation rate | 92.9% | 76.0%+16.9pp | 72.7%+20.2pp | 80.3%+12.6pp |
| Annual return | 13.59% | 244.27%-230.7pp | 75.47%-61.9pp | 551.28%-537.7pp |
| Employer contribution / active EE | $9,255 | $3,077+200.8% | $2,723+239.9% | $4,663+98.5% |
| Participant deferral / active EE | $4,756 | $4,676+1.7% | $4,263+11.6% | $6,691-28.9% |
| Admin fee / account holder | $2,721 | $6,199-56.1% | $5,637-51.7% | $13,402-79.7% |