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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,185 | $110,093+0.1% | $97,295+13.2% | $145,897-24.5% |
| Participation rate | 92.9% | 75.9%+16.9pp | 72.7%+20.2pp | 80.3%+12.6pp |
| Annual return | 13.59% | 244.76%-231.2pp | 75.62%-62.0pp | 552.29%-538.7pp |
| Employer contribution / active EE | $9,255 | $3,077+200.8% | $2,723+239.9% | $4,663+98.5% |
| Participant deferral / active EE | $4,756 | $4,678+1.7% | $4,264+11.6% | $6,689-28.9% |
| Admin fee / account holder | $2,721 | $6,212-56.2% | $5,646-51.8% | $13,390-79.7% |