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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,398 | $185,312+9.2% | $161,489+25.3% | $154,746+30.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 12.40% | 103.84%-91.4pp | 89.72%-77.3pp | 172.34%-159.9pp |
| Employer contribution / active EE | $1,767 | $4,769-63.0% | $4,268-58.6% | $4,379-59.7% |
| Participant deferral / active EE | $4,408 | $6,350-30.6% | $5,630-21.7% | $6,730-34.5% |
| Admin fee / account holder | $500 | $18,654-97.3% | $16,006-96.9% | $14,365-96.5% |