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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 59-2937883 | Advisory (Plan) | $34,788 |
Service code 37 · EIN 04-2647786 | Loan Processing | $12,184 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,823 | $66,813+94.3% | $100,528+29.1% | $73,493+76.6% |
| Participation rate | 89.3% | 77.5%+11.9pp | 79.4%+9.9pp | 70.7%+18.7pp |
| Annual return | 19.95% | 25.70%-5.8pp | 30.90%-11.0pp | 28.51%-8.6pp |
| Employer contribution / active EE | $4,114 | $2,147+91.7% | $3,419+20.3% | $2,270+81.2% |
| Participant deferral / active EE | $9,214 | $5,883+56.6% | $6,271+46.9% | $3,740+146.4% |
| Admin fee / account holder | $336 | $512-34.5% | $8,084-95.8% | $513-34.6% |