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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,872 | $202,342-86.7% | $172,752-84.4% | $152,897-82.4% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 23.82% | 1029.83%-1006.0pp | 802.97%-779.2pp | 345.43%-321.6pp |
| Employer contribution / active EE | $5,495 | $5,858-6.2% | $5,144+6.8% | $4,764+15.4% |
| Participant deferral / active EE | $3,455 | $5,948-41.9% | $5,198-33.5% | $5,851-41.0% |
| Admin fee / account holder | $2,630 | $17,111-84.6% | $13,955-81.2% | $11,599-77.3% |