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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,784 | $150,445-13.1% | $136,297-4.0% | $147,585-11.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 4.73% | 1049.14%-1044.4pp | 5156.16%-5151.4pp | 578.57%-573.8pp |
| Employer contribution / active EE | $3,775 | $5,256-28.2% | $4,696-19.6% | $4,876-22.6% |
| Participant deferral / active EE | $10,497 | $6,631+58.3% | $6,247+68.0% | $5,439+93.0% |
| Admin fee / account holder | $746 | $10,906-93.2% | $9,244-91.9% | $10,885-93.1% |