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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,777 | $52,519-58.5% | $155,789-86.0% | $59,633-63.5% |
| Participation rate | 80.0% | 61.7%+18.3pp | 76.1%+3.9pp | 68.7%+11.3pp |
| Annual return | -7.20% | 53.51%-60.7pp | 71.54%-78.7pp | 2041.40%-2048.6pp |
| Employer contribution / active EE | $3,163 | $1,589+99.1% | $3,839-17.6% | $2,203+43.6% |
| Participant deferral / active EE | $6,801 | $3,084+120.5% | $4,798+41.8% | $3,192+113.1% |
| Admin fee / account holder | $1,174 | $3,540-66.8% | $7,477-84.3% | $4,297-72.7% |