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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,193 | $167,352-80.2% | $143,788-76.9% | $134,509-75.3% |
| Participation rate | 69.2% | 84.8%-15.6pp | 80.3%-11.1pp | 81.2%-12.0pp |
| Annual return | -17.83% | 0.47%-18.3pp | -0.03%-17.8pp | 418.13%-436.0pp |
| Employer contribution / active EE | $1,244 | $5,620-77.9% | $4,952-74.9% | $4,741-73.7% |
| Participant deferral / active EE | $2,469 | $6,447-61.7% | $5,638-56.2% | $6,400-61.4% |
| Admin fee / account holder | $886 | $18,091-95.1% | $14,675-94.0% | $11,427-92.2% |