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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $6,281 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,982 | $37,117-59.6% | $147,617-89.9% | $55,191-72.9% |
| Participation rate | 13.2% | 63.6%-50.5pp | 84.6%-71.5pp | 69.2%-56.0pp |
| Annual return | -1.09% | 3.44%-4.5pp | 61.98%-63.1pp | 10.78%-11.9pp |
| Employer contribution / active EE | $68 | $1,620-95.8% | $5,564-98.8% | $1,899-96.4% |
| Participant deferral / active EE | $590 | $1,985-70.3% | $4,895-87.9% | $3,046-80.6% |
| Admin fee / account holder | $57 | $86-33.9% | $11,612-99.5% | $91-37.7% |