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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,221 | $83,485-68.6% | $125,192-79.1% | $72,975-64.1% |
| Participation rate | 96.3% | 73.3%+23.0pp | 79.8%+16.5pp | 69.5%+26.8pp |
| Annual return | 17.86% | 25.77%-7.9pp | 43.79%-25.9pp | 81.01%-63.1pp |
| Employer contribution / active EE | $2,456 | $2,346+4.7% | $3,866-36.5% | $2,440+0.6% |
| Participant deferral / active EE | $3,191 | $3,586-11.0% | $4,937-35.4% | $3,608-11.6% |
| Admin fee / account holder | $3,079 | $5,518-44.2% | $9,704-68.3% | $5,124-39.9% |