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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,680 | $101,795-59.1% | $165,100-74.8% | $80,959-48.5% |
| Participation rate | 94.7% | 71.8%+22.9pp | 78.6%+16.1pp | 67.7%+27.1pp |
| Annual return | 8.22% | 16.73%-8.5pp | 70.21%-62.0pp | 35.67%-27.4pp |
| Employer contribution / active EE | $2,127 | $2,954-28.0% | $4,348-51.1% | $2,757-22.8% |
| Participant deferral / active EE | $2,819 | $4,476-37.0% | $6,035-53.3% | $4,300-34.4% |
| Admin fee / account holder | $10,023 | $8,221+21.9% | $12,696-21.1% | $6,925+44.7% |