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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,658 | $89,532-70.2% | $103,447-74.2% | $80,925-67.1% |
| Participation rate | 58.9% | 76.0%-17.1pp | 80.5%-21.6pp | 67.7%-8.7pp |
| Annual return | 15.27% | 22.80%-7.5pp | 23.92%-8.6pp | 35.65%-20.4pp |
| Employer contribution / active EE | $1,149 | $4,023-71.4% | $4,678-75.4% | $2,756-58.3% |
| Participant deferral / active EE | $3,845 | $5,459-29.6% | $6,624-42.0% | $4,299-10.6% |
| Admin fee / account holder | $963 | $6,774-85.8% | $9,415-89.8% | $6,940-86.1% |