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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,008 | $165,381-56.5% | $149,730-51.9% | $158,966-54.7% |
| Participation rate | 87.5% | 84.6%+2.9pp | 82.5%+5.0pp | 82.0%+5.5pp |
| Annual return | 25.20% | 348.29%-323.1pp | 276.70%-251.5pp | 302.95%-277.7pp |
| Employer contribution / active EE | $2,283 | $5,104-55.3% | $4,645-50.9% | $4,762-52.1% |
| Participant deferral / active EE | $14,996 | $7,182+108.8% | $6,843+119.2% | $5,983+150.6% |
| Admin fee / account holder | $1,233 | $10,809-88.6% | $9,310-86.8% | $11,250-89.0% |