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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,557 | $160,040+29.7% | $147,096+41.1% | $145,877+42.3% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.2%-19.7pp | 80.3%-17.8pp |
| Annual return | 16.38% | 98.49%-82.1pp | 419.75%-403.4pp | 551.28%-534.9pp |
| Employer contribution / active EE | $1,952 | $5,289-63.1% | $4,936-60.4% | $4,663-58.1% |
| Participant deferral / active EE | $11,510 | $8,429+36.6% | $8,071+42.6% | $6,691+72.0% |
| Admin fee / account holder | $23,342 | $15,050+55.1% | $13,005+79.5% | $13,402+74.2% |