Filed October 13, 2020
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP8+ years Service code 12 · EIN 93-1253576 | Sub-transfer agency fees; Direct paym... | $51,681 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,266 | $84,487+63.7% | $125,339+10.3% | $66,914+106.6% |
| Participation rate | 68.2% | 76.4%-8.2pp | 82.4%-14.2pp | 69.8%-1.6pp |
| Annual return | -19.35% | -8.39%-11.0pp | 572.05%-591.4pp | 1.58%-20.9pp |
| Employer contribution / active EE | $1,380 | $3,553-61.2% | $4,814-71.3% | $2,544-45.8% |
| Participant deferral / active EE | $9,125 | $6,781+34.6% | $7,446+22.5% | $4,237+115.4% |
| Admin fee / account holder | $504 | $685-26.4% | $10,010-95.0% | $593-15.0% |