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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,633 | $101,063-88.5% | $81,473-85.7% | $147,586-92.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 19.01% | 32.41%-13.4pp | 38.78%-19.8pp | 578.59%-559.6pp |
| Employer contribution / active EE | $1,478 | $3,206-53.9% | $2,568-42.4% | $4,876-69.7% |
| Participant deferral / active EE | $2,506 | $4,242-40.9% | $3,537-29.2% | $5,439-53.9% |
| Admin fee / account holder | $667 | $5,812-88.5% | $4,561-85.4% | $10,886-93.9% |