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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,006 | $217,432+21.9% | $185,849+42.6% | $167,536+58.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 3.10% | 148.42%-145.3pp | 122.10%-119.0pp | 478.82%-475.7pp |
| Employer contribution / active EE | $2,630 | $5,875-55.2% | $5,169-49.1% | $4,839-45.6% |
| Participant deferral / active EE | $6,396 | $6,357+0.6% | $5,569+14.9% | $6,342+0.8% |
| Admin fee / account holder | $121 | $19,818-99.4% | $16,244-99.3% | $12,315-99.0% |