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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,639 | $55,902+174.8% | $76,030+102.1% | $80,959+89.8% |
| Participation rate | 50.0% | 62.1%-12.1pp | 69.1%-19.1pp | 67.7%-17.7pp |
| Annual return | 13.78% | 20.59%-6.8pp | 361.54%-347.8pp | 35.67%-21.9pp |
| Employer contribution / active EE | $1,836 | $1,867-1.7% | $2,688-31.7% | $2,757-33.4% |
| Participant deferral / active EE | $3,908 | $3,051+28.1% | $4,257-8.2% | $4,300-9.1% |
| Admin fee / account holder | $23,847 | $5,239+355.2% | $6,421+271.4% | $6,925+244.3% |