Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,026 | $99,345-10.4% | $84,753+5.0% | $273,972-67.5% |
| Participation rate | 33.3% | 80.7%-47.4pp | 76.6%-43.3pp | 83.0%-49.7pp |
| Annual return | 0.54% | 22.93%-22.4pp | 22.78%-22.2pp | 41.46%-40.9pp |
| Employer contribution / active EE | $1,594 | $4,214-62.2% | $3,574-55.4% | $4,869-67.3% |
| Participant deferral / active EE | $2,937 | $4,270-31.2% | $3,712-20.9% | $5,287-44.5% |
| Admin fee / account holder | $8,821 | $6,645+32.7% | $5,333+65.4% | $10,133-12.9% |