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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,797 | $81,870-85.6% | $119,634-90.1% | $68,490-82.8% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -21.75% | -23.82%+2.1pp | -14.98%-6.8pp | -7.85%-13.9pp |
| Employer contribution / active EE | $836 | $2,692-69.0% | $4,232-80.3% | $2,597-67.8% |
| Participant deferral / active EE | $3,101 | $4,148-25.2% | $5,601-44.6% | $4,028-23.0% |
| Admin fee / account holder | $1,078 | $6,583-83.6% | $10,329-89.6% | $5,403-80.0% |