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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,776 | $202,342+1.7% | $172,753+19.1% | $152,909+34.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 16.11% | 1029.88%-1013.8pp | 803.00%-786.9pp | 345.46%-329.4pp |
| Employer contribution / active EE | $7,329 | $5,857+25.1% | $5,144+42.5% | $4,764+53.8% |
| Participant deferral / active EE | $7,712 | $5,948+29.7% | $5,198+48.4% | $5,851+31.8% |
| Admin fee / account holder | $2,236 | $17,112-86.9% | $13,956-84.0% | $11,601-80.7% |