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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,531 | $190,916-83.0% | $160,037-79.7% | $134,545-75.8% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.0%+10.9pp | 81.2%+7.7pp |
| Annual return | -26.12% | 552.79%-578.9pp | 408.95%-435.1pp | 418.37%-444.5pp |
| Employer contribution / active EE | $4,882 | $4,996-2.3% | $4,226+15.5% | $4,742+3.0% |
| Participant deferral / active EE | $6,356 | $6,925-8.2% | $6,184+2.8% | $6,401-0.7% |
| Admin fee / account holder | $592 | $10,497-94.4% | $8,716-93.2% | $11,431-94.8% |