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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,113 | $118,488-9.6% | $98,462+8.8% | $139,487-23.2% |
| Participation rate | 53.8% | 77.5%-23.6pp | 75.2%-21.3pp | 80.3%-26.5pp |
| Annual return | 14.26% | 18.96%-4.7pp | 21.17%-6.9pp | 373.84%-359.6pp |
| Employer contribution / active EE | $1,196 | $3,611-66.9% | $3,049-60.8% | $4,755-74.8% |
| Participant deferral / active EE | $8,307 | $5,393+54.0% | $4,738+75.3% | $6,713+23.7% |
| Admin fee / account holder | $15 | $13,868-99.9% | $8,875-99.8% | $11,407-99.9% |