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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,664 | $134,817-75.8% | $123,973-73.7% | $155,188-79.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 14.62% | 515.49%-500.9pp | 388.13%-373.5pp | 148.84%-134.2pp |
| Employer contribution / active EE | $18,250 | $4,425+312.4% | $4,126+342.3% | $4,248+329.6% |
| Participant deferral / active EE | $42,780 | $5,706+649.7% | $5,247+715.3% | $6,531+555.0% |
| Admin fee / account holder | $17,069 | $13,245+28.9% | $11,799+44.7% | $14,480+17.9% |