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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,664 | $129,737-74.8% | $119,126-72.6% | $154,746-78.9% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 14.62% | 379.08%-364.5pp | 282.11%-267.5pp | 172.34%-157.7pp |
| Employer contribution / active EE | $18,250 | $4,375+317.1% | $4,034+352.5% | $4,379+316.8% |
| Participant deferral / active EE | $42,780 | $5,842+632.3% | $5,318+704.5% | $6,730+535.6% |
| Admin fee / account holder | $17,069 | $11,961+42.7% | $10,693+59.6% | $14,365+18.8% |