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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,078 | $63,346-0.4% | $92,240-31.6% | $70,126-10.1% |
| Participation rate | 87.1% | 68.7%+18.4pp | 76.5%+10.6pp | 69.5%+17.6pp |
| Annual return | 14.81% | 530.19%-515.4pp | 176.29%-161.5pp | 73.15%-58.3pp |
| Employer contribution / active EE | $7,058 | $2,471+185.6% | $3,680+91.8% | $2,343+201.3% |
| Participant deferral / active EE | $4,627 | $2,854+62.1% | $3,897+18.7% | $3,332+38.9% |
| Admin fee / account holder | $3,000 | $3,841-21.9% | $5,194-42.3% | $4,645-35.4% |