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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,068 | $115,796-83.5% | $101,264-81.2% | $158,950-88.0% |
| Participation rate | 53.8% | 79.4%-25.5pp | 75.8%-22.0pp | 82.0%-28.1pp |
| Annual return | 21.31% | 56.15%-34.8pp | 46.48%-25.2pp | 302.91%-281.6pp |
| Employer contribution / active EE | $1,025 | $4,175-75.5% | $3,660-72.0% | $4,762-78.5% |
| Participant deferral / active EE | $1,397 | $4,958-71.8% | $4,370-68.0% | $5,983-76.7% |
| Admin fee / account holder | $20 | $7,247-99.7% | $5,947-99.7% | $11,248-99.8% |