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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,794 | $47,944+68.5% | $67,834+19.1% | $62,881+28.5% |
| Participation rate | 70.4% | 61.1%+9.3pp | 68.8%+1.6pp | 69.3%+1.1pp |
| Annual return | 10.02% | 11.77%-1.7pp | 138.47%-128.5pp | 20.14%-10.1pp |
| Employer contribution / active EE | $2,821 | $1,562+80.6% | $2,403+17.4% | $2,281+23.7% |
| Participant deferral / active EE | $4,909 | $2,247+118.5% | $3,160+55.3% | $3,203+53.3% |
| Admin fee / account holder | $3,809 | $3,712+2.6% | $4,622-17.6% | $4,296-11.3% |