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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,703 | $76,551+32.9% | $123,894-17.9% | $62,881+61.7% |
| Participation rate | 84.0% | 73.0%+11.0pp | 81.4%+2.6pp | 69.3%+14.7pp |
| Annual return | 5.92% | 18.68%-12.8pp | 47.52%-41.6pp | 20.14%-14.2pp |
| Employer contribution / active EE | $2,159 | $2,882-25.1% | $4,617-53.2% | $2,281-5.3% |
| Participant deferral / active EE | $6,507 | $4,840+34.4% | $5,984+8.7% | $3,203+103.1% |
| Admin fee / account holder | $1,711 | $4,826-64.5% | $8,357-79.5% | $4,296-60.2% |