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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $62,257 |
Service code 26 · EIN 75-2557525 | Advisory (Participants) | $12,248 |
Service code 26 · EIN 20-1665305 | Advisory (Participants) | $11,148 |
Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $2,302 |
Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $595,329 | $58,888+910.9% | $178,499+233.5% | $73,493+710.1% |
| Participation rate | 98.2% | 66.2%+31.9pp | 81.9%+16.2pp | 70.7%+27.5pp |
| Annual return | 12.26% | 24.86%-12.6pp | 151.10%-138.8pp | 28.51%-16.3pp |
| Employer contribution / active EE | $28,461 | $2,236+1172.8% | $5,011+467.9% | $2,270+1153.8% |
| Participant deferral / active EE | $16,290 | $2,568+534.4% | $5,202+213.1% | $3,740+335.6% |
| Admin fee / account holder | $706 | $400+76.4% | $13,986-94.9% | $513+37.7% |