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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,749 | $96,558-43.3% | $80,977-32.4% | $273,972-80.0% |
| Participation rate | 77.8% | 79.1%-1.3pp | 75.8%+2.0pp | 83.0%-5.2pp |
| Annual return | 6.81% | 15.14%-8.3pp | 17.11%-10.3pp | 41.46%-34.6pp |
| Employer contribution / active EE | $2,009 | $4,869-58.7% | $3,715-45.9% | $4,869-58.7% |
| Participant deferral / active EE | $5,141 | $6,598-22.1% | $5,696-9.7% | $5,287-2.8% |
| Admin fee / account holder | $7,270 | $7,493-3.0% | $5,517+31.8% | $10,133-28.3% |