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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,746 | $78,707+26.7% | $117,861-15.4% | $70,126+42.2% |
| Participation rate | 89.4% | 73.2%+16.2pp | 79.7%+9.7pp | 69.5%+19.8pp |
| Annual return | 17.81% | 23.30%-5.5pp | 335.11%-317.3pp | 73.15%-55.3pp |
| Employer contribution / active EE | $4,115 | $2,223+85.1% | $3,786+8.7% | $2,343+75.7% |
| Participant deferral / active EE | $7,888 | $3,297+139.2% | $4,482+76.0% | $3,332+136.7% |
| Admin fee / account holder | $3,795 | $5,066-25.1% | $8,021-52.7% | $4,645-18.3% |