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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,956 | $127,387-71.0% | $115,038-67.9% | $125,389-70.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.51% | 31.28%-33.8pp | 26.14%-28.7pp | 282.24%-284.8pp |
| Employer contribution / active EE | $6,660 | $5,166+28.9% | $4,608+44.5% | $4,866+36.9% |
| Participant deferral / active EE | $3,389 | $6,423-47.2% | $6,026-43.8% | $5,352-36.7% |
| Admin fee / account holder | $558 | $9,516-94.1% | $8,175-93.2% | $9,541-94.2% |