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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,397 | $159,934+4.7% | $147,005+13.9% | $145,959+14.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.87% | 98.24%-84.4pp | 418.76%-404.9pp | 561.95%-548.1pp |
| Employer contribution / active EE | $6,671 | $5,287+26.2% | $4,934+35.2% | $4,661+43.1% |
| Participant deferral / active EE | $7,393 | $8,427-12.3% | $8,070-8.4% | $6,689+10.5% |
| Admin fee / account holder | $5,747 | $15,053-61.8% | $13,006-55.8% | $13,398-57.1% |