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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,622 | $181,896-27.1% | $156,551-15.3% | $273,972-51.6% |
| Participation rate | 88.9% | 88.4%+0.5pp | 84.0%+4.9pp | 83.0%+5.9pp |
| Annual return | -9.58% | 30.74%-40.3pp | 32.23%-41.8pp | 41.46%-51.0pp |
| Employer contribution / active EE | $1,413 | $6,248-77.4% | $5,501-74.3% | $4,869-71.0% |
| Participant deferral / active EE | $6,356 | $5,550+14.5% | $4,871+30.5% | $5,287+20.2% |
| Admin fee / account holder | $338 | $15,560-97.8% | $13,028-97.4% | $10,133-96.7% |