Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $33,348 |
Service code 26 · EIN 27-0850638 | Advisory (Participants) | $22,807 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,459 | $84,493-17.8% | $125,381-44.6% | $66,938+3.8% |
| Participation rate | 63.6% | 76.4%-12.8pp | 82.4%-18.7pp | 69.8%-6.2pp |
| Annual return | -20.43% | -8.49%-11.9pp | 572.31%-592.7pp | 1.58%-22.0pp |
| Employer contribution / active EE | $1,426 | $3,554-59.9% | $4,815-70.4% | $2,545-44.0% |
| Participant deferral / active EE | $4,775 | $6,783-29.6% | $7,448-35.9% | $4,238+12.7% |
| Admin fee / account holder | $251 | $685-63.3% | $10,007-97.5% | $594-57.6% |