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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,152 | $181,896-37.2% | $156,551-27.1% | $273,972-58.3% |
| Participation rate | 90.0% | 88.4%+1.6pp | 84.0%+6.0pp | 83.0%+7.0pp |
| Annual return | 7.95% | 30.74%-22.8pp | 32.23%-24.3pp | 41.46%-33.5pp |
| Employer contribution / active EE | $1,284 | $6,248-79.4% | $5,501-76.7% | $4,869-73.6% |
| Participant deferral / active EE | $3,625 | $5,550-34.7% | $4,871-25.6% | $5,287-31.4% |
| Admin fee / account holder | $6,007 | $15,560-61.4% | $13,028-53.9% | $10,133-40.7% |