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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,266 | $57,352-8.9% | $83,831-37.7% | $64,173-18.6% |
| Participation rate | 68.8% | 68.6%+0.1pp | 76.1%-7.4pp | 69.6%-0.8pp |
| Annual return | -8.33% | 11.38%-19.7pp | 850.99%-859.3pp | 7.63%-16.0pp |
| Employer contribution / active EE | $1,327 | $2,546-47.9% | $3,631-63.5% | $2,381-44.3% |
| Participant deferral / active EE | $3,352 | $2,993+12.0% | $4,082-17.9% | $3,470-3.4% |
| Admin fee / account holder | $2,587 | $4,046-36.1% | $5,479-52.8% | $4,887-47.1% |