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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,778 | $217,432-39.9% | $185,849-29.6% | $167,536-21.9% |
| Participation rate | 77.8% | 86.1%-8.3pp | 81.7%-3.9pp | 82.1%-4.3pp |
| Annual return | 0.36% | 148.42%-148.1pp | 122.10%-121.7pp | 478.82%-478.5pp |
| Employer contribution / active EE | $3,630 | $5,875-38.2% | $5,169-29.8% | $4,839-25.0% |
| Participant deferral / active EE | $4,585 | $6,357-27.9% | $5,569-17.7% | $6,342-27.7% |
| Admin fee / account holder | $11,845 | $19,818-40.2% | $16,244-27.1% | $12,315-3.8% |