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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,752,924 | $168,635+939.5% | $147,617+1087.5% | $125,389+1298.0% |
| Participation rate | 75.0% | 88.8%-13.8pp | 84.6%-9.6pp | 83.2%-8.2pp |
| Annual return | -4.79% | 77.65%-82.4pp | 61.98%-66.8pp | 282.24%-287.0pp |
| Employer contribution / active EE | $26,250 | $6,252+319.9% | $5,564+371.7% | $4,866+439.4% |
| Participant deferral / active EE | $13,500 | $5,507+145.1% | $4,895+175.8% | $5,352+152.3% |
| Admin fee / account holder | $17,802 | $13,580+31.1% | $11,612+53.3% | $9,541+86.6% |