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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,790 | $115,917+38.7% | $100,535+59.9% | $158,982+1.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 15.94% | 34.80%-18.9pp | 30.90%-15.0pp | 302.99%-287.1pp |
| Employer contribution / active EE | $4,068 | $4,105-0.9% | $3,419+19.0% | $4,763-14.6% |
| Participant deferral / active EE | $7,546 | $6,677+13.0% | $6,271+20.3% | $5,983+26.1% |
| Admin fee / account holder | $11,726 | $11,002+6.6% | $8,085+45.0% | $11,252+4.2% |