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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,697 | $67,352+5.0% | $60,899+16.1% | $134,509-47.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -19.05% | 49.99%-69.0pp | 16.92%-36.0pp | 418.13%-437.2pp |
| Employer contribution / active EE | $7,794 | $3,098+151.6% | $2,702+188.4% | $4,741+64.4% |
| Participant deferral / active EE | $7,392 | $4,539+62.9% | $3,817+93.7% | $6,400+15.5% |
| Admin fee / account holder | $774 | $4,585-83.1% | $3,225-76.0% | $11,427-93.2% |