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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,697 | $67,396+4.9% | $60,919+16.0% | $134,545-47.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -19.05% | 50.12%-69.2pp | 16.96%-36.0pp | 418.37%-437.4pp |
| Employer contribution / active EE | $7,794 | $3,101+151.3% | $2,704+188.3% | $4,742+64.4% |
| Participant deferral / active EE | $7,392 | $4,534+63.0% | $3,814+93.8% | $6,401+15.5% |
| Admin fee / account holder | $774 | $4,590-83.1% | $3,228-76.0% | $11,431-93.2% |