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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,708 | $68,097+53.8% | $62,929+66.4% | $137,256-23.7% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 16.16% | 1859.11%-1843.0pp | 1063.93%-1047.8pp | 220.34%-204.2pp |
| Employer contribution / active EE | $8,404 | $2,811+199.0% | $2,505+235.5% | $4,156+102.2% |
| Participant deferral / active EE | $9,427 | $4,553+107.1% | $3,888+142.4% | $6,407+47.1% |
| Admin fee / account holder | $6,626 | $6,521+1.6% | $5,065+30.8% | $12,270-46.0% |